Vốn huy động ngắn hạn là nguồn chủ

Short-term capital is the main source to lend to short, medium and long-term capital is the primary source of capital for medium and long-term loans. Capital grows, the more commercial bank lending capabilities, expand credit operations. If the Bank does not have the fit of a duration between capital and loans without scheduled source offset the risks liquidity will occur.

Short-term capital mobilization is the primary source for short-term loans, medium and long-term deposits are funds primarily for medium term. The greater the mobilization of capital, commercial banks are more likely to borrow and expand credit operations. If the bank does not have the appropriate term between capital and loans that are not expected to offset the source of liquidity risk will occur.