Debt repayment of principal and interest is a principle with necessary objectivity of credit supply operations. Funds that commercial banks used to credit level mainly due to commercial bank capital mobilization from the idle funds in the customer's account in the given time. It is a division of the property owner's customers, but the Bank only temporary management and use, and the Bank must meet the needs of client withdrawals when they ask. If the credits are not refundable, the inevitable effect on the Bank's trading operations.
to implement this principle, the Bank should determine the time limit for issuing credit or the loan term and the source of repayment and to create favorable conditions for commercial bank debt collection. Implementation of this principle to help the Bank's business activities proceeded normally safely and improve efficiency. And to the customers who are interested in business efficiency, repayments, income create favorable conditions to repay commercial banks.
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