Overdue credit debt by 2012 rising 7,425 billion VND (equivalent to 75.43%) compared to the year 2011, although the amount of outstanding loans increased no more but the ratio of increase is worth consideration for risk prevention measures. Increased levels of personal credit debt get out of date on the total outstanding credit also have increased rates worth looking at, from 1.2 percent in 2010 up to 3% by 2012 (the equivalent of fin up overdue to 250%).
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