Chapter 5: what is the advantage an

Chapter 5: what is the advantage and the disadvantage pushing, non-cash payment method such as electronic card or digital wallet?
Cùng với sự phát triển của xã hội, đời sồng con người cũng ngày một được cải thiện và nâng cao. Nhu cầu của con người cũng theo đó mà tăng lên, kéo theo các hình thức thanh toán cũng không ngừng phát triển. Ngày nay, một trong những phương thức thanh toán ngày càng được sử dụng rộng rãi đó là các phương thức thanh toán không dung tiền mặt. Bài viết dưới đây sẽ giúp chúng ta biết được đôi nét về phương thức thanh toán này.
Thanh toán không bằng tiền mặt là việc sử dụng những phương tiện thanh toán như séc, thẻ thanh toán, hối phiếu,.. để thanh toán tiền hàng hóa , dịch vụ … mà không cần phải trả bằng tiền mặt. Các phương tiện thanh toán này có giá trị đại diện cho một khoản tiền nhất định và có thể quy đổi được ra tiền mặt.
Các phương thức thanh toán không dung tiền mặt phát triển cùng với sự phát triển của hệ thống ngân hàng. Việc thanh toán không dung tiền mặt đã trở thành xu thế bởi nó có nhiều ưu điểm, phù hợp với sự phát triển không ngừng của sản xuất và lưu thông hàng hóa. Đối với người sử dụng, phương thức thanh toán này giúp việc thanh toán hàng hóa,dịch vụ cũng như giao dich tại ngân hàng hoặc với đối tác của họ trở nên dễ dàng và thuận tiện hơn. Họ có thể thanh toán mà không cần mang theo nhiều tiền mặt, cũng như không sợ lo bị mất cắp hay trộm bởi nó không có tác dụng với người không phải là chủ sở hữu, và tạo ra sự an toàn trong làm ăn và sự văn minh lịch sự. Đối với ngân hàng phát hành,đây là phương tiện nhằm thu hút khách hàng, tăng them thu nhập cho ngân hàng, cũng như góp phần đa dạng hóa phương thức thanh toán của ngân hàng , mở rộng kinh doanh. Còn đối với nền kinh tế, nó góp phần bình ổn nền kinh tế, việc sử dụng các phương tiện thanh toán không dung tiền mặt giúp giảm lượng tiền trong lưu thông, qua đó giảm thiểu lạm phát trong nền kinh tế. Nhìn chung, các phương thức thanh toán nay đều góp phần hỗ trợ việc thanh toán và thúc đẩy sự phát triển của kinh tế xã hộ
Bên cạnh những thuận lợi mà các phương thức thanh toán này mang lại cũng tồn tại những khó khăn. Đầu tiên nói đến là thu nhập của các tầng lớp dân cư có sự phân hóa mạnh, mức sống chung là chưa cao, chủ yếu vẫn sử dụng phương thức thanh toán bằng tiền mặt. Cái thứ hai phải kể đến đó là trình độ dân trí chưa cao, mức hiểu biết về các phương tiện thanh toán này cũng như các sử dụng chúng còn hạn chế. Tiếp theo phải kể đến môi trường thanh toán, không phải ở đâu cũng sử dụng phương thức thanh toán này, nó tạo ra sự thiếu đồng bộ trong phương thức thanh toán. Việc thanh toán bằng các hình thức này đòi hỏi phải có các máy móc thiết bị phù hợp, đòi hỏi cần có một lượng vốn nhất định để đầu tư, qua đó chưa có nhiều nơi sử dụng phương thức thanh toán này. Và cuối cùng là thói quen thanh toán của mọi người, sự ưu chuộng sử dụng tiền mặt trong giao dịch thanh toán. Tóm lại, các phương thức thanh toán nay vẫn còn gặp nhiều khó khăn trong việc sử dụng chúng.
Tóm lại, mỗi phương thức thanh toán đều có những thuận lợi và khó khăn nhất định. Tùy theo từng hoàn cảnh và môi trường cũng như sự phát triển của xã hội để lựa chọn các phương thức thanh toán thuận tiện và có lợi nhất.

Kết quả (Anh) 1:

Chapter 5: what is the advantage and the disadvantage pushing, non-cash payment method such as electronic or digital wallet card?Along with the development of the social life of human sồng, also on an improved and enhanced. Human needs as well as that which increases the drag, in the forms of payment is also constantly growing. Today, one of the payment methods are widely used that is the method of payment is not cash content. The article below will help us to know about this payment method.Non-payment by cash is the use of the means of payment such as cheques, payment cards,, and. to pay for goods, services ... without having to pay in cash. The means of payment has a value representing a certain amount of money and can be converted to cash.The method of payment is not cash content developed along with the development of the banking system. The payment is not cash content has become the trend because it has many advantages, in line with the continuous development of the production and circulation of commodities. For people using this payment method, the payment of goods and services as well as authorize the Bank or with their partner becomes easier and more convenient. They can be paid without the need to carry large amounts of cash, as well as not afraid stolen by thieves or worry about it not working with the person who is not the owner, and created the security business in civilized and polite. For the Bank, this is the means to attract customers, increase them income for the Bank, as well as contributing to the diversification of the Bank's payment method, business expansion. For the economy, it contributes to stabilize the economy, the use of the means of payment are not content to help reduce the amount of cash money in circulation, thereby reducing inflation in the economy. In General, the payments are support payments and promote the development of social-economic householdsBesides the advantages that this payment method also exist difficulties. First comes to be the income of the middle class residents have strong levels of living is not high, mainly using the method of payment in cash. The second thing to mention is that the level of AFP high, yet the level of understanding of this means of payment as well as use them are limited. Next are the payment environment, where not also use this payment method, it creates a lack of synchronization in the method of payment. The payment by the this form requires the proper equipment, requires a certain amount of capital needed for the investment, thereby not have many places to use this payment method. And finally the payment habits of the people, the preferable use cash in payment transactions. In sum, the payment remains difficult in using them.In summary, each payment methods all have their advantages and difficulties. Depending on the circumstances and the environment as well as the development of society to choose the payment method most beneficial and convenient.

Kết quả (Anh) 2:

Chapter 5: What Is The Advantage and the disadvantage pushing, non-cash payment method or digital như electronic wallet card?
Along with the development of society, human life is increasingly improved and enhanced. Human needs but also increased accordingly, entail payment forms also constantly evolving. Today, one of the payment methods more widely used methods which are non-cash payments. The following article will help us to know something about this payment method.
Payment by cash is not using the means of payment such as checks, debit cards, bills of exchange, for the payment .. goods and services ... without having to pay cash. This means valuable payment represents a certain amount of money and can be converted into cash.
The payment method is not cash solution developed in conjunction with the development of the banking system. The non-cash payments have become a trend because it has many advantages, in line with the ongoing development of the production and circulation of goods. For users, this payment method to help the payment for goods and services as well as on transactions with banks or with their partners easier and more convenient. They can make payments without having to carry large amounts of cash, and are not afraid of theft or burglary worry because it does not work with people who are not owners, and creating safety in business and the civilized. For issuing banks, it is the means to attract customers, increase revenue for the bank, as well as the diversification of payment methods of banking, business expansion. As for the economy, it contributed to stabilizing the economy, the use of means of cashless payment reduces the amount of money in circulation, thereby reducing inflation in the economy. Generally, this payment method will contribute to support the settlement and promote the development of socio-economic
advantages Besides the payment method that brings difficulties exist. The first refers to the income of the population strata have strong differentiation, general living standards are not high, mostly used method of payment in cash. The latter have to mention that educational level is not high, the level of understanding of the means of payment as well as their use is limited. Next to mention payment environment, where not also use this payment method, it creates a lack of uniformity in the mode of payment. The payment by this method requires the appropriate machinery, which requires a certain amount of capital to invest, thereby not have many places to use this payment method. And finally the payment habits of the people, favored the use of cash in payment transactions. In sum, the payment method is still facing many difficulties in using them.
In short, each payment method has its advantages and certain difficulties. Depending on the circumstances and the environment as well as the development of the society to choose the payment method most convenient and beneficial.

Kết quả (Anh) 3:

The fifth chapter: what is the advantage and the disadvantage drive, the non cash payment method such as the electronic card or the number down the wallet?With the development of society, human life is also a day of s ng improved. The human demand is there, your payment also continue to develop. Now, using a method of payment is more and more widely, this is your method of payment is not allowed to cash in the following article will let us know a way of payment.Payment by cash is not the use of payment instruments and credit card payments, checks, bills of exchange,... In order to pay bills, goods, services, do not need to pay cash means of payment, which represents a value of money, can be changed to cash.Your terms of payment in cash do not develop the content and development of the banking system. The job isn't cash has become a trend, because it has many advantages, for the continuous development of the commodity production and circulation. For the user's payment, the payment of goods, services, and dich to a bank or partner with them easier and more convenient. They can pay, do not need to carry large amounts of don't be afraid of cash, stolen or stolen, because it is not working is not the master, to create a safe and civilized business. For banks to issue, this is the media in order to attract customers, increase their income to the bank, as well as the diversification of the contribution, the bank's payment methods to expand the business. Also contribute to the economy, its economic stability, the use of means of payment is not allowed to reduce the cash flow in the flow of funds, in reducing the inflation of the economy. In general, you are paying today to support and promote the development of social economy.In these favorable terms, this brings difficulties also exist. The first is the said income residents have split strength, common life level is not high, mainly the use of cash payment. Second, even no one's position is high level, using the level of knowledge and the means of payment, all there is a limit. The next is not to say that payment environment, in the use of payment, it creates in the lack of synchronization payment. Through this form must have the appropriate machinery and equipment requirements, requires a lot of money to invest, without the use of too much local payment. Finally, people pay the habit worry, pay by cash payment transactions. In short, still face many difficulties in the use of.In short, each payment method has its own advantages and difficulties of the decision. According to the previous situation and the environment, as well as the development of society, the choice of payment method is the most convenient and benefits.