Comment: Data Table shows a density of outstanding personal credit/total outstanding period 2010-2012. Thereby, this proportion grew 20.4% (26.72% compared with 32.17%) stages 2010-2011 then back off 18.32% (32.17% compared to 27.19%) stages of 2011-2012. This ratio is not really correct in statistical work, however, This also shows that the branch always keep this ratio in the range around the landmark 30% personal credit/debit balance outstanding.
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