Article 7: NOT in the COVERAGE7.1: the exclusion applied equally to all three conditions BAOVIET is not responsible for those risks with the insured occurs due to the following causes:1. the intentional actions of the insured person or the rightful heir.2. People are serious violations of laws, rules and regulations of the local government or social organizations, serious breach of safety rules.3. The insured is affected by alcohol, drugs or similar substances.4. The insured person engaging in the activities (except as a passenger), participated in the exercises, military training, combat of the armed forces.5. Earthquake, volcanic, radioactive contamination, wars, strikes, civil war.
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