5. 结论In short, rural agricultural development has always been viewed as the top concern of the party and the State. This is also important in the strategic objectives of the banking industry in order to make a success of the industrial modernization of the country. In the past, the development of credit operations in the rural agricultural sector has achieved respectable achievements as outstanding loans in rural, agricultural areas as well as the network of branches, offices of commercial organizations in the countryside on the increase. This achievement is the premise to the banking industry continues to implement strong policies to more investment, more efficient agriculture, the rural areas in the coming period. Besides the achievements, the credit operations in rural agricultural areas are also stumbled to a number of obstacles as the Bank's products and services in rural areas is still limited, the accessibility of the farmer's bank capital high, yet the number of financial institutions involved in rural agriculture markets are also quite a few ... So, in order to develop a stable financial market, we need to make fundamental reform steps in each sector of the system. Each field in the financial system should do well, reflect the vision and social benefits which that field. The continuation of the comprehensive innovation of thinking, acting, timely deployment, synchronization solutions and effective coordination of the credit policy of the rural agricultural development. In the coming time will certainly solve the basic objectives and thoroughly of the poverty, promote the industrialization, modernization of rural agriculture, contribute to ensuring national food security, bring prosperity to the rural economy, improve people's lives , changing the face of rural new era.
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