Based on analysis of the structure of lending to households by economic sectors in Section 2.3.1.2 which proposed solution: Improve efficiency for other industries.
Other industries such as lending criteria Using the shopping, business services household economy .... in recent years the industry has yet positive changes however small-scale, low-capital investment more bad loans this sector also increased over the years to reduce the recoverability of bank capital should therefore improve the effectiveness of lending to this sector with strong measures to speed up the completion of repayment.
Over the years, the face of Da Nang city with much more innovative works of modern infrastructure to attract tourists land thus live calendar for the commercial service sector of the increasing household wealth growing capital requirements therefore need to improve efficiency in order to open lending to these sectors.
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