During the insurance contract validity and after the anniversary date of the contract of insurance the third year of the contract of insurance. Insurance buyer may request an advance from the account value of the contract:The amount of the advance not exceeding 80% of the value of benefitAdvance amount not lower than the prescribed minimum of employeesAfter the advance account value contracts and debts (if any) is not lower than the minimum level specified by the COACH at the time.The advance from the account value of the contract shall give rise to payment of the reduced investment income. The buyer of insurance may reimburse the amount of the advance and the reduced investment income account at any time.CVHL detail at Chapter 3-article rule 18.3 AKTL product terms.
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