5 group (Owe is likely to lose the capital) includes:
• overdue debts on 360 day;
• debt restructuring deadline to repay overdue debut from 90 days or more according to the repayment deadline was first restructuring;
• debt restructuring the repayment deadline for the second term repayments overdue repayment is restructuring for the second time;
• The debt restructuring the repayment deadline for the third over, including the not yet expired or out-of-date;
• debts delineated, debt pending.
bad debt is the debt of 3.4 and 5.
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