Household occupations: sources form the assets of the household plays a crucial role in determining accessibility should credit capital officially in Malawi. Households with the land and the number of pets on the total value of assets of households higher will have reverse correlation with the accessibility of official credit (Aliou Diagne, 1999). The families are related to agricultural and commercial activities or breeding increases the ability to become customers of the Bank the FDL, Nicaragua, commercial activities attractions with more banks, by the interest rate charged on higher commercial loans, short term loans than in the cultivation and breeding. The poor participation in agricultural labor market also had little chance of becoming clients of the Bank more than the FDL (Vaessen, 2001).
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