1. 引言1.1 选择背景 In the economic development strategy of Vietnam, agriculture is considered the Foundation for the development of the entire economy, especially when Vietnam implemented the opening policy, joined the World Trade Organization (WTO). Agricultural trade has great contribution to foreign exchange earnings, increased income for rural areas, improve the lives of rural residents. One of the conditions of industrialization-modernization of agriculture to rural economic development is to accumulate capital to be able to reproduce. In it, the official credit for agriculture is primarily a tool effectively, stimulate income-generating activities, to help farmers who have invested and expanded production, from which help the farmers out of poverty and get rich. Very need credit for small rural farming households than the other professions because the interval between the input at use and long harvest season, in the process producing encounter many mishaps. that related to both the cost of purchasing inputs (seed, ground hire ,…) and labor. For smallholders working capital requirements that are very hard to find from the source of savings and the need to reach the source of short-term credit. In recent years, Vietnam credit especially mainstream credit for agriculture has made remarkable development step of the scale, capital, loans subject to ... achieve the success that is thanks to the banking system and the credit institutions such as the Bank of agriculture and rural development. , the social policy Bank, the people's credit funds, ... has created the capital mobilization channel for loans on the spot to put the capital to those farmers in need, since then has the opportunity to develop production, escape poverty and get rich. According to the reviews of the three banks in recent years, the agricultural credit-but there have been significant developments but the capital of credit institutions have lent serves agricultural development – rural per year is still too small compared with the actual needs. Need to have a system of strong rural credit to meet capital needs for agriculture, creating rural economic development momentum. Derived from issue on we choose the subject "activities of Vietnam credit system" do your research topic1.3 研究对象和范围General: learn the operation of the credit system for agriculture in VietnamSpecific objectives: + the demand for capital in agricultural activities + Activities of Vietnam credit system during the last The object and scope of research topics 1.3.1. Object: to mainstream credit system for rural agriculture (mainly the official credit institutions in Vietnam: Vietnam Bank for agriculture and rural development (NH AGRICULTURE & RURAL DEVELOPMENT or VBARD) and the Bank of social policy (VBSP), the people's credit funds. 1.3.2. the scope of the study About the space: the information in this topic are collected aggregated in Vietnam About time: the metrics used in the study of the subject is due to the Census collected information from the internet in 2010-2015, the figures were announced.
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