Expected capital loans + VRB: 650 million dong, accounting for 63.68% of total capital ratio of investment, accounting for 65% of car buyers on purchase contracts.
However, as stipulated in the Regulation for investment loans automotive vehicles to VRB's business customers, the maximum loan / total cost of determining the requirements for car loans used is 60%, ie maximum loan amount VRB most:
60% x 1,000,000,000 = 600,000,000 contracts
(total costs to determine loan demand: the price stated in the contract of sale, or at invoice price inclusive of VAT. the total cost to determine demand for loans does not include registration fees, registry throw all kinds of motor vehicle insurance).
Therefore, the Branch determines the maximum loan amount for companies is 600 million dong (60% purchase contract value), the rest of the company to participate in raising funds or other investments, while capital plan are as follows:
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