Today, e-commerce not only the countries regarded as the most effective solution for the globalization that also is one of the great opportunities for the development of the national economy and a new step up global. According to the figures of the Group consulted Boston Consulting, the e-commerce sales in 1999 grew at the rate of 120%, reaching 33.1 billion dollars, accounting for 1.4% of total retail sales in the world. As predicted, in 2003 sales from the EC will be 1400 billion. To be able to share a part of that giant revenue figures, the country must have foundational changes from macro policies, infrastructure. One of the important transformation has decided to participate in electronic commerce is setting up an infrastructure of electronic payment, given the provisions of rules about electronic voucher transaction payment and electronic signatures. To achieve so, the international payment method is based on the basis of the payment vouchers rather than goods. The document will gradually switch from traditional paper forms to electronic encoding form, and the presentation of the document will become simpler through a computer network system for any bank. This created the premise for business practices through networking, e-commerce development.
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