12.3 the assignor:12.3.1 the borrower agree/approve the lender to be transferred, transfer a part or all of the rights and/or obligations of the lender incurred under this contract and credit text. In this case, the lender is obliged to notify the borrower knows.12.3.2 the borrower cannot be transferred, transfer a part or all of the rights and/or obligations of the borrower arises under this contract and the writing credit, the lending Party unless agreed to in writing.12.4 No waiver of rights:The lender does not perform or slow implementation of any rights under this contract or credit text is not considered a waiver of that right. Single implementation or part of any rights under this contract or credit text does not hinder the realization of the other rights under this contract or credit text.12.5 proof of debt obligations:Lender maintains the system of books and/or the computer match the lender's operations to accounting the debts of the borrower from time to time consistent with the provisions of this agreement. The borrower accepts the content of the journal entry in the books of accounting program, the lending Party expresses the borrower's repayment obligation, unless the borrower can prove the journal entry that's been wrong.12.6 entire agreement:This contract, credit text and the attached documents (if any) is a unified whole, the rights and obligations of the parties.12.7 modifications:Any amendments and supplements to this contract must be made in writing and shall be the legal representative of the parties to sign, stamp (if available).12.8 the effect each part:The whole or part of any provision of this contract takes effect separately and independent of the other terms. If there is any provision made void, illegal or unenforceable under the provisions of the law, the validity, legality and enforceability of the remaining provisions of this contract are not affected in any way.12.9 language:This contract was formed by (mark and record the corresponding content in the appropriate box, can remove inappropriate box): 0 Vietnamese.0 Vietnamese and English. In case there are differences between a Vietnamese and English, then a Vietnamese be prevail.12.10 the effect:This agreement is effective from the date below until the borrower paid off for the original debt lender, loan interest rates, fees and other financial obligations (if any) as defined in this contract (mark and record the corresponding content in the appropriate box, can remove the umbrella is not appropriate) :0 on this contract.0 on the effect of the relevant guarantee contract.0 on [...], [...] in [...].This contract was established [.. …] the original equal legal value. Lender holding the [...] and hold [...].To RECORD the AGREEMENT of THIS CONTRACT, the legal representative of the borrower and lender together this contract as a base implementation.LENDER THE BORROWER
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