2012 sales for consumer loans is quite good. 2013, according to economic development momentum in 2012 with the brand name of Vietnam Bank for Agriculture and Rural Development Day one is advanced, the number of consumers to the branch on the increase to loan sales increased from 131.02 billion to 225.77 billion, equivalent to 72% compared to 2012. By 2014 fell into upheaval caused many difficult enterprises go bankrupt as rising unemployment leading to part something to the consumer loans of banks and banks tighten lending policies to avoid inefficient loans. Besides high inflation above 18% as people spend more to tighten up the sales for consumer credit decreased 225.77 billion from 190.53 billion was equivalent to 17% compared to 2013
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