2.2.4 General assessment of the situation by raising capital Saigon Thuong Tin Commercial Joint Stock Bank in recent years
Achievements
After years of activity Bank Sai Gon Thuong Tin Commercial Joint Go Vap, known to customers as a reliable place to send money to meet all the needs in capital, the Bank services richness and diversity. Activity Bank's funding is increasingly taken seriously and the results are encouraging. The capital raising has been increasing, year after year. Not so at mobilizing high proportion of equity capital and very stable over 3 years is approximately 97%. In 2013 and 2014 exceeded the expected mobilization outlined. Specifically in 2013 is expected to raise 1.050 billion but the Bank has exceeded 1,155 billion raised in 2010 mobilized 1,685 billion while estimated 1,403 billion. Capital mobilized with terms of 3 years accounting for a very large, this is favorable to the Bank may use the funds for medium and long term loans. To achieve this result is that the efforts and strive of the whole staff and branch leaders. The Bank has also attracted many small and medium enterprises in the city. This gives banks less dependent on large customers. Customers multiple, diverse, banks can actively set the interest rate, the cost of inputs thereby also actively lending rate.
Although Sacombank branch Vap achieved certain success, but nor do inevitably some omissions after it should soon be overcome.
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