The first is the impact of the legal environment. A strict legal environment and stability is a prerequisite to promote business activities of the bank. In contrast, a legal environment is incomplete, lacking uniformity and consistency between the laws, the cumbersome, complex of administrative paperwork involved will make customers encounter difficulties in accessing bank loans.
Along with the changes in monetary policy, fiscal policy of the government and central bank over the period to cause significant impacts to the banks trade during the operation.
Therefore, building a consistent legal environment, synchronize, healthy, stable will create favorable conditions for improving the efficiency of business enterprises as well as banks commercial.
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