Khách hàng vay vốn thiếu năng lực pháp lý, sử dụng vốn vay đó sai mục đích, kém hiệu quả hay trạng thái kinh doanh thua lỗ, ùn ữ tồn đọng. Từ đó, dẫn đến sự chậm trễ, mất khả năng trả nợ cho ngân hàng.
Loan clients lack legal capacity, using the wrong loan purposes, inefficient or unprofitable business, State data unsettled traffic jams. From there, leading to delays, inability to pay the debt to the Bank.
Borrowers lacking legal capacity, including loans used for improper purposes, inefficient or unprofitable business status, ữ backlog jam. Since then, leading to delays, inability to pay debts to the bank.