There were mixed opinions about the content. The opinion does not support the claim that this is the way to the SBV to reduce the pressure of increased bad debt rate and actual transfer of the debt into capital also does not solve the original problem to take advantage of bad debt.According to this school, the SBV would like to transfer debt into equity to rescue the BANK from the pressure of increased bad debt. Although the rate of bad debt first 2016 dropped to 2% but the absolute value of bad debt increases 13,183 billion. If the debt of Hoang Anh Gia Lai group that moved the debt to bad debt, the ratio of bad debt BANK will skyrocket.
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