As personal consumer loans, whether to buy insurance or loan? This is the question many borrowers are individual consumers usually consider when conducting loan procedures. There is a lot more customers understand the importance of this insurance category but there are also a number of customers not understand the benefits of insurance in the credit loans. What is loan insurance? the concept is fairly straightforward. It is the insurance to pay for your consumer loan when risks. Above all, you want to protect your family you do not have to repay debts or other assets confiscated .. if unfortunately you died or were disabled or suffering from dangerous diseases ... scary stories that may arise in your mind. You will think that you are borrowing the money they want to insure a clause will have to spend significant money in January to participate in insurance, but really the money you spent to buy insurance is only a few thousand low to tens of thousands of dong per day only. the benefits of buying insurance when borrowers loans the loan insurance when conducting personal consumer loans at the bank is not required. But now the majority of customers really do not understand the benefits and importance of insurance or loan counselor has not been clear about this coverage Another reason is that insurance will loan payments for outstanding credit accounts regardless of how outstanding. You will also be more secure when deciding registered consumer loans. Family You will get more than that! You know, loan and insurance are combined to create convenience for the participants but sometimes back misleading regrettable if the customer has not been explained, and the benefits of the product. Risk is never desired anyone but sadly that it exists. Borrowings private consumption improves your life important criterion for assessing the application and credit points accumulated personal consumer loans personal unsecured brings many risks for the banks because there is no collateral. When the borrower accidentally fell into circumstances such as death, disability, loss of working capacity, with serious illnesses ... Then the insurance company will carry out the procedure to pay for the debts of customers Bank. In life there are many difficult foreseeable risks. When customers fall into this situation, loans become family pressure. Therefore, insurance terms loans are also seen as crucial advice when making loan agreement to help customers be protected from the risk that may occur.
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