In the context of international economic integration, deeper place, once the foreign competitors from entering the market, the banks in Vietnam will stand ahead of the competition is extremely fierce and intense. Improving quality is a necessary step Appraisal to be the optimal choice plan / loan projects effectively, thereby strengthening the competitiveness of commercial banks.
One of the main operations of ACB, Son Tra transaction office , Da Nang is personal lending activities for the long term, medium term and short term. To be able to make decisions appropriate to each client and help banks hedge the Appraisal CREDIT ACTIVITY debts, banks are always particularly interested in.
While studying at Duy Tan University and during practice at ACB, Son Tra transaction office, Da Nang, I find the study and analyze the effectiveness of the credit evaluation is essential.
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