Collateral refers to mortgage: this is the proprietary property of lenders offering mortgages with lenders to ensure service in his repayments. However, in this case, the assets still under guarantee holding the mortgage, party-party mortgage just delivered the kind of proof of ownership. If when to repay that customer does not fulfill the obligation of repayment, or not paid enough debt to the Bank, then the Bank has the right to play forever the collateral to offset losses
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