business is full of expression of financial risk due to the use of debt, including the dispersion of profits for owners and financial starvation risk, similar to the experimental study of Amalendu and Somnath (2012), Mohammad and Associates (2013), Trinh Thi Phan Lan (2013), ... Expression of the financial risks is very alarming problem for many non-financial enterprises in Vietnam are the weaknesses on the ability to create money leads to loan debt payment difficulties to date. Besides, the results of surveys show that a majority of businesses lack the proactive in the identification of financial risk, little or no business model prediction of risk.
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