Facing challenges from the weakness in the banking system, Vietnam (financial capacity is not good; monotonous products and services, outdated technology, expertise, experience in managing, operating unsettled access) and pressure of potential rivals have very big threat to domestic banks are foreign banks, the banks in the country at the moment is how to compete when the advantage is only "home" to avoid the risk of losing market share, especially the array of banking services requiring high technology, need more information and operational experience.
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