Again the issues of loan value, as well as other banks are also interested Agribank large loans, high interest rates, short-term, because they bring high profits and low risks for banks . Next to the mechanisms and regulations on credit at Agribank. Finally the evaluation factors repayment capacity of the customer. Often low-income customers is difficult to fully satisfy the requirements for loans from banks and contain many risks should the trend of bank lending in general, for those customers typically low
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