electronic distribution: focus on the electronic distribution channels by applying technology (internet/phone/SMS banking). This requires high costs from the start. At this time, the people of Vietnam are increasingly on the rise in the use of the internet. The use of e-commerce development in Vietnam. Many administrative activities such as electronic customs, electronic tax ... is widely deployed. Many information technology businesses grow quickly as FPT, Fujitsu Vietnam ... will assist the BANK to develop this distribution channel
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