Although the implementation faced many difficulties, but the results of PGD business remains fairly positive. In 2013, ABBank constantly offering support packages and promotions to attract customers, the profit before tax of Trung Chanh PGD thus also increased significantly, from 2,250 million in 2012 increased to 3,750 million in 2013, an increase of 66.67%. In 2014 PGD still profitable but much lower than the previous one, only 2,250 million compared with the 3,750 million in 2013, down 66.67%. Cause profit decreased while total deposits and total loans rose has come from the increasing expenses, including the cost increase compared with 2013. Preventive bad debts increase, provisioning Preventive have increased, profits decreased accordingly.
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