According to my opinion, the households with low income accounted for a significant proportion, even in the city of Hanoi. A lot of families can not afford to accumulate from their wage income to buy a home, build a new home for themselves without the financial support from outside. Partly because prices are now too high. However, investors and the investors are gradually shifting to segment social housing for low-income people by getting to be the demand in this segment increased rapidly. Hanoi is a city with the second largest fund house in the country.
Besides, the number of people flock to big cities to live and do business on a lot. Personally I evaluate consumer loan demand in general and in particular mortgage will rise by both demand and supply of real estate will increase. However, it is just a general assessment of the situation, and the fact the segment for low-income housing loans have not been evaluated by the remaining potential risks.
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