Observation data seen delinquency situation despite increased but compared to total loans, the delinquency rate remained low. Overdue debt is inevitable, so we can only maintain the lowest and need better treatments. At the branch, delinquency situation is still low, only 1.1% and ranged from 1.8% over the year, so we still find this very satisfactory situation proves branch has also made an effort to reduce Minimum overdue.
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