Introduced in the model, the modern miềm the analysis of the level of risk to the client, the pricing of loans, collateral valuation and administer loan portfolios.
the Bank need to prevent risks right from the stage of approval for loans. If this process is done well will help the banks to reduce the credit risk. This is the phase detect and eliminate the potential risks of credit activities help develop fine and highly effective, safe for the Bank's capital.
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