Step 3. Calculate the amount of money really.Immediately after the founding of the financial books, calculate the amount of money get really. This is simply the computer what you have minus what you owe. If your property (House, bank accounts, capital and so on) exceeds the debt (mortgage loan, money for school, credit card debt, etc.), then the real amount is positive. Conversely, if there is more debt, the final amount you calculated carry negative sign.
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