Short term loan is expressed as follows: in 2013, short-term loan totaled 43 billion, rising 12.39 billion respectively increased by 40% compared to the year 2012. 2014 reached 12.50 billion falling 30.50 billion respectively 71% decrease compared to the year 2013. 2014 causes difficult economic situation, adverse clients, the branch also limit lending because of the many high risk, this makes the residual debt reduction.
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