The Civil Code No. 33/2005/QH11 Congress, the Socialist Republic of Vietnam passed on 14 June 2005 and other documents guiding the implementation;-Commercial law 36/2005/QH11 Congress, the Socialist Republic of Vietnam passed on 14 June 2005 and other documents guiding the implementation;-Credit institutions Act No. 47/2010/QH12 Congress, the Socialist Republic of Vietnam through ngày16, 06 2010; -The ability and the need to sign and perform contracts of the parties;
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