5.3. credit policyThe research results showed that credit policies that affect the ability to attract financial resources for investment in the production of aquatic products export in the MEKONG DELTA area when Vietnam participated in the Convention TPP. This means that, when credit policy, facilitate quick loan investors, less troublesome procedure and especially access to cheap capital will be the basis for enhancing the ability to attract financial resources for investment in the production of aquatic products export. This result is also found in the study of Fayyaz Husain and Constance Kabibi Kimuli (2012). Credit policy for agriculture in General, especially for the field of the production of fishery products export in the past has been the competent authorities and the banking system of special interest. Specifically, credit policy serves rural agriculture development according to Decree 41/2010/ND-CP of the Government on 12/10/2010 was no small contribution to the sea through the credit capital. Up to now, after 5 years come to life, outstanding credit for agriculture, rural areas had increased about 2.5 times in comparison with the level of debt before the promulgation of the Decree. To date, the Government has issued Decree No. 55/2015/ND-CP on credit policy of serving agriculture, rural development to replace Decree 41/2010/ND-CP and there effect on 25/7/2015. However, to the credit policies really promote effective practices, the need to ensure some other conditions are quite important as the level of "off" of resources, in particular the ventilation in the loan procedures and progress of disbursement of resources. The last time, not least the agricultural development programme was slowed by congestion at the stage is access to capital. The Bank can give many reasons for the delayed disbursement or not to disburse the final decree, and Yes, there are policies, but which still do not come with the object to be the beneficiary. To avoid recurrence of this condition, the implementing Decree 55/2015/ND-CP need the hand of the functional sectors, especially on the responsibility of the Bank, thus creating new impetus enhance the ability of attracting financial resources for investment in the production of aquatic products export in the MEKONG DELTA area when Vietnam participated in the Convention TPP.
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