11.4. In the case at the time before the buyer is granted a certificate of ownership, Seller agrees that Buyer be entitled to mortgage the property formation in the future is the apartment at credit institutions are allowed to operate in Vietnam for the purpose of the loan to pay part of the money to buy the apartment under the provisions of the current law , and Vendors agree to create favorable conditions to the buyer performs this procedure. The process of implementing this mortgage transactions will abide by the rules of the Bank and the relevant legislation.
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