Hello!
I have a few tips for you so you can look for the right decision.
I think the best way is that you should advise your friend that this was not the appropriate time to buy a car, unfortunately if you have indebted because buying a car and maybe will affect relationships both, if you understand that you will not find it difficult anymore.
or more simply just lie and say that you do not have money, or just for someone to borrow a large sum of money, lying is not recommended, but at least it helps you not awkward.
But if you have difficulties, please speak out if it's a close friend, then surely you will not make it difficult.
In case of refusal, they can not lend money, but remember to do everything possible to ensure the part can get back that money, that is not doubt that the only guarantee
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