In market economies, currency trading operations become increasingly dominant important for economic development. Business activities the Bank's currency trading of the Bank's risk should be private in nature and specific characteristics. So the credit operations in particular and the other activities of the service that the Bank is always associated with the production activities of the enterprise. The scope and the relationship of the Bank are very wide, so many bank when encountering risks are business risks of resonance and many different objects.The consequences which the Bank herself, who sent the money, the economy and the political regime can have to suffer due to less secure loan status of the entire banking system shows: preventing risks in credit operations of the Bank's lending is indispensable.In the past, the economy has witnessed the ups and downs of business activity in the banking sector. For the bad debt problem in the banking business has really become a problem of littering, a difficult problem should be solved.To minimize the risk of bad debt in the business operations for the General and URBAN COMMERCIAL transaction 3 BIDV said, the essay has gone into research on bad debt, draw out the causes as well as lessons learned and new directions to contribute to minimize and handle effectively problems caused by bad debt.Although there are still many limitations in how to handle and manage debt, with the effort and the right strategy, be sure that transaction 3 BIDV development steps in the near future.
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