2.3.2. Some of the limited
terms of economic sectors are export financing: customers mainly of Hanoi Foreign Trade Bank is the state-owned enterprises, while the rate for export financing sectors Other health is very limited. Therefore, banks under pressure on interest rates, moreover, the outstanding debts of the state-owned enterprises with existing banks are great. Thus, the level of risk for banks Hanoi Foreign Trade is quite high.
On the commodities export financing: banks remain focused funding for some major commodities (crude oil, seafood, rice) . While the rate of other commodities account for a very low rate. This proves that the structure is sponsored by the Hanoi Foreign Trade Bank was narrow, not expanding and not really meet the needs of business enterprises exporting these products.
The form of financing export subsidies, the bank has not varied and plentiful. Many forms only in the expected development, has not yet been applied in practice. Export financing needs of customers has not been met. Over the years, funding increased significantly but refinancing loans no commensurate increase.
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