5.2.7. Solutions from SMEs
5.2.7.1. Financial capacity building
of SMEs often operate primarily in capital borrowing, own capital participation in the production process small and vulnerable by the impact of the market. It is what makes banks reluctant to lend, afraid to encounter risks of capital loss. Therefore, enterprises should strive to further improve its capital size in any way. Besides, SMEs need to improve the efficiency of business operations, business flexibility to adapt quickly to changes in the market. The effective operation and flexibility on the one hand now easier than bank loans; Other items of business as efficient, highly profitable, the profits leave the scale will contribute to the equity of the enterprise increases and creating more favorable conditions than the bank loans.
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