Insurance of civil liability of owners of vehicles for goods transport on the car:If your car needs to transport the goods then you should consider buying this insurance. Insurance of civil liability of owners of vehicles for goods transport on the vehicle will be liable for loss or loss of cargo are moved on the issue under the terms of the contract between the owners and vehicle owners.When the risk occurs with goods, within the scope of the liability insurance written on the certificate of insurance, the insurance will pay for the amount that car owners must compensate the damage of the goods transported under the provisions of the civil codeIn addition, the insurance payment also completely the costs of necessary and reasonable in order to: maintenance, cargo storage, or to prevent or mitigate the loss of goods in transitPhysical damage insurance of motor vehiclesAccording to statistics from the insurance company, has 70% of car owners just buy hull insurance. More by environmental peculiarities and limitations on the ability to finance only car owners choose this type of insurance.However for the lineup to more than, customers should buy more insurance for stolen parts. Should apply for vehicles valued at over 1 billion. The information the client needs is concerned the company will claim a maximum of how many service theft a year and the number of spare parts are stolen each time. When replacing old parts replacement is equivalent to new parts or completely?Insured physical damage:Who's covered: motor vehicle and/or representatives of voluntary vehicle insurance.Coverage: compensation for the material damage caused by car accidents, beyond the control of the owner of the car, driving in the following cases:-Crashing, va, flip, pour.-Fire, fire, explosion.-Unforeseen accidents caused by nature: hurricanes, floods, earthquakes, lightning, hail, landslides.-From external bodies acting on the car.-Theft, loss robbed the whole car.-Accident due to other unexpected risk triggers in addition to the exclusions referred to in rules.In addition, the insurance also paid the costs of necessary and reasonable in order to:-Preventing, limiting losses more;-The cost of bringing the car to the nearest repair;-The assessment of losses.The value of insurance: due to insurance and car owners the agreement according to the actual market value at the time of the insured.Amount of insurance: Is the amount that car owners ask the insurance company for her car and recorded on the certificate of insurance.Insurance of people sitting on the car and driver accident car accessoriesThis is a form of voluntary insurance. Insurance for driving, and the same people to sit on the car (known as the insured). The insurance company will pay for damage to physical injury or death to the insured when the are on the car, when in the car or when alight in the process of the car are in traffic. Premium and premium amount will be recorded in the contract agreement between the owner and the insurance company.The insurance on the car and driver accident car accessories excluded the following cases:The insured drivers deliberately cause an accidentThe insured vehicle control does not have a valid driver's license (only with driver)While driving, vehicle control that uses drugs or other stimulants or alcohol, alcohol in the blood exceeds the rate allowed under the provisions of the law.The insured person, or a 3rd party. Unless the police identified as the same action.The insured person having health problems such as sudden sensor, hit by wind, are carrying the disease (including infectious disease). The insured person poisoned food, drink or drug poisoning.
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