lending rates according to the average rate of interest savings deposits denominated in USD, residential 12-month period, postpaid type of Indovina and Petrolimex Joint Stock Bank. Credits for payment purposes shipbuilding funds in Hong Ha company, the cost of equipment provided for shipbuilders and other costs related to the project. Collateral for the loan is the whole ship shaped bar from loans financed by banks and equity capital of the Company. The grace period is 21 months from the first drawdown date to ship 1 (VP1) and 24 months for ships 2 (VP2), interest will be automatically added to the principal. Time of payment of the outstanding principal loan every three months, starting on the 26th of the 30th month from the date of first disbursement. Interest paid on the 27th of every month.
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