This is the only consumers to compare credit growth through the year to evaluate the possibility of lending, customer search and evaluation of the implementation plan of the bank credit. Similar to loan growth targets, but includes the entire loan portfolio in the current year to date and the loan portfolio during the year has been recovered.
This rate higher activity levels of the Bank more stability and efficiency, if this indicator is low, banks are facing difficulties, especially in finding customers and demonstrate the implementation of a credit plan has not really effective.
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