Second, help the Bank after the merger cost savings, create opportunities to increase operational efficiencyInstead the building Branch and offices from the beginning with a lot of costs to establish, build, expand systems, deployment of the distribution network, the Bank may make use of the right network of people, availability of partners. This does not only save costs but also helped to reduce to the maximum the time market penetration.Merger activity also help for the Bank after the merger reduce costs of office rental, staff salary costs, operational costs of branch offices, do take advantage of business from the scale, by cutting off the branches, offices of the former Bank has the same geographical works to maintain a branch , due to the excess personnel cuts. Reduced costs and increased revenue are factors that will make the Bank's operations after the merger of operations more efficient.
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