Age: the age factor of the households have a significant and negative impact over the accessibility of credit official of poor people in South Africa during the period 1995-2005, i.e. the higher the old householder as possible reduces the level of accessibility of official computer households (n. Okurut , 2006). In Vietnam, the age factor also has implications for accessibility (DVNH Ha and Nguyen Minh Thu Huyen, Again in 2012; R. Lensink and co-workers, 2008).
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