Object (retail customers):_ Group of young customers, 30s, accounting for 65% of Vietnam's population, because of this very dynamic objects in the access products and are ready to use the new retail banking services, modern._ The average customers from 21-29t use many more banking services of their siblings, 91% of youth have a savings account while only 55% greater than 30t has this account, 89% of youth have credit cards compared with an average of 40% ng old.
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