The reason is that the income of the increasing population, while the stock market quite lively but still many variables, the gold market is no longer heated as before because the government held the gold, the choice safer for them is ensuring that depositors have a term savings in the bank with high interest rates so as to obtain difference amount. Deposit interest rate applicable at VP Bank - branch in Danang for VND in 2014 were: 0.8 -1% / year for non-term deposits, maturities of less than one month is 5-5.5%, for deposits with terms of 1 month and have maturities of less than 6 months: 5.8-7.0%, for deposits with a term of 6 months and under 12 months, maturing after 12 months at 6.8-7.5% / year
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