As far as the content of the decision and this circular, mobile payment services have yet to be independently operated with banks and electronic forms of payment remain tightly restricted. Besides, the problem to consider is that these regulations have not yet secured regulatory environment long for mobile payment services. The change specified in the upcoming short period can be clearly seen by Vietnam is not yet qualified to manage to follow the model of electronic payment abroad, the way Vietnam will always pick the big question for business development services payment. This does not affect the first step in the process of product design, that is planning and concept design. To deal with the risks of regulatory environment, ViMASS have made construction and development services suitable for not investing too far without getting all the risks of the policy.
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