To actively take control of liquidity consistent with monetary policy objectives, 16/1, the Governor of the State Bank has issued decision No 187/2008/QD-NHNN on adjusting reserve ratios for credit institutions (TCTD). Accordingly, from February 2008, the rate of obligatory reserves for other types of deposits will increase 1 percentage unit compared to the current regulations. In addition to the application of mandatory reserves for deposit term and non-term from 24 months or less, the State Bank also regulates the expansion of deposits to reserve with regard to non-term deposits and term. Adjust the required reserve rate increases 1% for other types of deposit rate regulation today. Specifically, with respect to non-term money USD and has a duration of 12 months, under the reserve ratio was increased from 10% to 11%, with respect to term deposits from 12 months or more, reserve ratio was increased from 4% to 5%. For deposit in foreign currency non-term term and under 12 months increased from 10% to 11%, for the term deposit on May 12 increased reserve requirement rate from 4% to 5%. In the decision, the State Bank does not adjust the reserve requirement ratio increases towards the TCTD of local activities in agriculture, rural (agricultural Bank joint stock commercial bank, the countryside, the Central People's credit fund, co-operative banks). This is intended to support this credit expansion TCTD serve economic development, agricultural and rural. The State Bank said, changing the mechanisms and rates of reserve requirement is not applied in January 2008 which is effective since May 2, 2008, in order to facilitate the preparation of TCTD capital to reserve. According to the State Bank, the purpose of adjusting reserve requirement to withdraw down cash from circulation about, actively control the speed increase of liquidity and credit outstanding growth in line with macro-economic targets. As for the TCTD, adjusting reserve requirement this time, though that may increase the cost of raising capital but only at a low level, the interest rates of loans and mobilizing TCTD less likely to increase due to the deviation off the interest rates of relatively high TCTD. Ngay sau khi nhận được thông tin về Quyết định điều chỉnh dự trữ bắt buộc, các Ngân hàng thương mại Nhà nước đã trao đổi với đơn vị chức năng của Ngân hàng Nhà nước và cho biết, sẽ tiết kiệm chi phí quản lý và không tăng lãi suất cho vay. Ngân hàng Nhà nước theo dõi sát các diễn biến của thị trường tiền tệ để áp dụng kịp thời các giải pháp điều hành chính sách tiền tệ thích hợp nhằm ổn định thị trường tiền tệ.
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