Master Nguyen trong Nghia (2010), the opportunities and challenges facing Vietnam in the TCTD the status of international economic integration, Journal of financial markets-money, the magazine pointed out the favorable opportunities and challenges for the commercial bank of Vietnam joining WTO, international integration , the application of modern technology, manpower and experience of modern commercial banks requires the NHTMVN to have the reform of the banking system and the need to have a breakthrough in the process of implementation.
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